NY Life Insurance Agent in San Diego, CA

When considering your family’s future, you may want to ensure they’ll be protected financially if something ever happens to you. Once you decide how much life insurance you need, you can choose from several options and even combine different products. Life Insurance Policies | New York Life 

We can’t predict when the unexpected might happen, but you can protect your family financially. Term life insurance covers you for a set period of time (usually 10, 15, or 20 years), at a cost that might be lower than long-term protection (which offers additional features).1 You can also extend your coverage by changing to a permanent policy.

If you’re looking for lifelong coverage, whole life insurance is a versatile option. It grows with you, building cash value that you can use to help fund the big things in life, as your protection needs change. It also takes care of your loved ones, guaranteeing a payment to them after you pass away.

Up to 70% of people aged 65 and older will need long-term care to help with everyday activities, such as getting out of bed and bathing.1 This kind of care can be expensive, but long-term care insurance from New York Life Insurance Company or New York Life Insurance and Annuity Corporation helps to cover it should you ever need it.

Whether you own a business or you’re quickly moving up in your career, success has always been part of your plans. But are you prepared if something were to happen to you? If you suddenly couldn’t earn an income? While it’s difficult to imagine, more than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age.1  That’s why it’s so important to protect your income with disability insurance for individuals.

We are institutional business specialists with market-specific expertise in developing client-oriented solutions. We work directly with advisors, third-party plan administrators, and clients to nurture strong relationships, explain our capabilities, and help ensure that the objectives of our bank, corporate and insurance clients are met. We understand the responsibility of developing and servicing sustainable financial products, which is why our business is staffed with specialists and experienced professionals dedicated solely to our institutional clients.